Two Types of Social Security Disability

Americans who find themselves injured or suffering from a debilitating illness that prevents them from working are usually eligible for benefits from the Social Security Administration — provided that they can prove their disability will permanently prevent them from returning to work. There are actually two different benefits offered: Supplemental Security Income (SSI) and Social Security Disability (SSD).

SSI is designed to help disabled workers who fall into low income brackets and do not have the work credits needed to qualify for SSD benefits. Unlike SSD, the funds for these benefits come from the Treasury Department, although the program is administered by SSA. Supplemental Security Income is also available to individuals over the age of 65 who meet specific income guidelines as well as those who are blind.

SSD benefits are available to anyone with work credits accumulated through the social security system. These individuals must prove they have enough work history and credits as well as prove the severity of their disability. There are certain conditions that will automatically qualify them for benefits. These are known as compassionate allowances. However, the worker will still have to prove they have enough work credits.

Anyone who has become disabled will want to consult with a social security disability lawyer in order to determine which benefits match their specific situation. The lawyer will also be able to guide them in preparing their claim to reduce the chances of it being denied.

No related posts.